Industries

Financial services

Payments, lending and regulatory data platforms modernised slice by slice, with the evidence your risk team needs at every step.

Two colleagues discussing a report in a bright meeting room

What we see

Banks, lenders and insurers carry the most risk in their oldest systems. Replacing them means satisfying regulators, risk teams and auditors as well as customers, and it can’t involve a weekend of downtime.

We’ve worked with eleven banks, lenders and insurers across the UAE, Saudi Arabia and Bahrain, supervised by the CBUAE, SAMA, the DFSA and others. Every change we make is evidenced: what moved, how it was tested, how it can be reversed. Our engineers are background checked before they start, and we work inside your controls, on your devices if you prefer.

What we build

  • Two colleagues discussing a report in a meeting room

    Payments and core banking

    Ageing payment cores replaced service by service, with every transaction reconciled.

  • Lending and onboarding

    Application and onboarding journeys that cut drop-off without loosening checks.

  • Regulatory data and reporting

    Data platforms that make returns repeatable and auditable, not a quarterly scramble.

  • Resilience and security

    Service mapping, impact tolerances and recovery testing for operational resilience.

  • Customer apps and portals

    Banking and insurance apps that are fast, accessible and easy to change.

Financial services work

Bank operations team at work in an open-plan office

Ruwaq BankFinancial services

Moving a 15-year-old payments core to the cloud, one slice at a time

Instead of a rewrite, we replaced the old core service by service, running both side by side until the last switch.

minutes of downtime
0
months to full cutover
9
Ruwaq Bank
We’d been told a rewrite was the only option. Kestrel showed us another way and delivered it.
Faisal Al ShamsiCOO, Ruwaq Bank

Questions from financial services teams

Do you meet outsourcing requirements for regulated firms?

Yes. Our contracts include the audit, access and exit rights that CBUAE, DFSA and SAMA outsourcing rules require, and we complete your supplier due diligence before work starts.

Are your engineers background checked?

Everyone is background checked through a licensed screening provider before joining a financial services engagement. We can arrange enhanced checks where you need them.

Can you work on our devices and networks?

Yes. Many of our financial services clients issue their own laptops or virtual desktops, and we work entirely inside them.

Let’s talk about your platform

We’ll reply within one working day, usually with someone who has worked in your industry.

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